The definition of “Own Occupation” on a Long Term Disability policy use to mean: Because of sickness or injury that prevented you from performing the material and substantial duties of your regular occupation, you were considered to be totally disabled, even if you were at work in some other capacity, so long as the disability…
Updated: September 22, 2026 Oregon property owners have a duty to keep their premises safe for lawful visitors, and they can be held liable when someone gets hurt because they failed to do so. However, an owner isn’t automatically responsible for a visitor’s injuries simply because they slipped and fell on the property. The injured…
Finding good disability insurance coverage is a challenge; with diabetes it can be especially difficult. However, if you and your insurance agent are both willing to put in the time and effort and are prepared to handle a few rejections, you can obtain a solid contract. Diabetes is a chronic, degenerative disease that can be…
Helmets Come Under Scrutiny As concerns about the long-term effect of playing football grow and lawsuits against leagues, coaches and equipment manufacturers increase, helmets are coming under renewed scrutiny. In April 2013, a jury found that Ridell, the largest manufacturer of helmets in the country and the official helmet manufacturer of the N.F.L., was liable…
You were skiing or snowboarding. Then a rider from above, cruising at a high speed, slammed into you from behind. That other rider or snowboarder was negligent and should be held responsible for your injuries and pain and suffering. A key is identifying the bad rider before he or she takes off. All ski injury…
Oregon officials warn that more Oregon pedestrians than ever are dying as the result of collisions with cars. Oregon Department of Transportation (ODOT) reports that so far this year (2012) 52 pedestrians have died after encounters with motor vehicles. 52 beats the entire year of 2011 and, we have not reached December yet. The total…
Most sports fans and parents now know that concussion, especially repeated concussion, can cause permanent brain damage. But did you know that head injury may cause even more serious long- term consequences? Yes, even more serious than permanent brain damage. According to Neurology, the National journal of the American Academy of Neurology, National Football League…
Sexual assault and rape are, of course, are the most extreme examples of sexual harassment Rape and sexual assault are by their very nature, unwelcome. So, in virtually every circumstance rape and sexual assault are “sexual harassment”. Other sexual conduct amounts to sexual harassment because of the circumstances in which the conduct occurs. For example,…
Wednesday March 28 Oregonians learned that the city of Salem Oregon and the Salem Fire Department settled an employment discrimination claims following a civil rights investigation launched by the Oregon Department of Justice. Complaints by Oregon firefighters and guardsmen alleged discrimination and retaliation in violation of the Uniformed Services Employment and Reemployment Rights Act (USERRA)…
What Is a Wrongful Death Claim? Wrongful death occurs when a victim is killed as a result of a lack of reasonable care under the circumstances presented. A wrongful death claim belongs to a victim’s survivors. Such survivors may seek monetary damages to compensate for the consequences of such improper conduct. The History of Wrongful…