Insurance Issues News

Washington State law says individual insurance adjusters cannot be held liable for bad faith or other violations of the Consumer Protection Act (CPA). However, last year’s Court of Appeals ruling in Keodalah v. Allstate Ins. Co. is in direct conflict…

Fire Burns Your Home Then, protect your property by securing your home. Board up damaged windows and doors. Remove valuables and important documents. Turn off power if necessary. Prepare Inventory of Damaged Property Include the age, brand, model number…

In Oregon, your auto insurance company is required to pay medical bills and certain other living expenses, such as ongoing lost wages, medication, and in home assistance care while you are recovering from a motor vehicle accident. This “no-fault” coverage…

Insurance claims can be a complex process, Portland insurance claims lawyer Richard Rizk discusses Long Term Disability and Insurance issues. "The appeal letter is awesome! I recommend you (Richard Rizk) to anyone who has gone up against those big…

The Oregon Department of Insurance and Finance (ODI & F) regulates the business of insurance in Oregon. If you are a beneficiary of a life insurance policy and have been denied benefits, perhaps you have come to realize that there is little ODI & F can…

The first in a new series of short, informational films, Richard Rizk reveals the 5 reasons he believes insurance companies makelow offers on claims. With experience working for and against insurance, Richard knows how to beat insurance companies at their…

Examining collision claims from January 2012 to October 2016, the Highway Loss Data Institute (HLDI), a leading insurance research group, showed in the results of its recent study that claims in Colorado, Washington, and Oregon increased 3% in the years…

Bikes are generally required to follow the same traffic laws as motor vehicles. A major difference between bikes and cars, however, is insurance. Auto insurance is mandatory for road vehicles in Oregon, whereas the law does not require bicyclists using…

Comprehensive cycling insurance hasn’t caught on yet, despite the rise in zero-car households. With many cyclists dependent on their bikes for their daily commute, it is still shocking to understand the limitability of comprehensive insurance options…

Oregonians with incomes over 138 percent of the federal poverty level who earn too much to qualify for expanded Medicaid, who are also without employer paid health insurance, are in a coverage gap. New Federal Medicaid/Medicare Standards In 2014, the…