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Category: Insurance Issues News

08 Sep, 2010

But the other guy

Posted on behalf of Rizk Law in Insurance Issues

“If the other guy was at fault in the accident, why should my insurance company pay for my medical bills and wage loss?” Good question! In Oregon as in many other states, a decision was made to provide medical insurance …

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08 Sep, 2010

An ERISA Long Term Disability Tale

Posted on behalf of Rizk Law in Insurance Issues

Once upon a time there was a long term disability claims examiner, “Charlie”. Charlie loved his job. Unlike many long term disability employers, “The Chevron” insurance enjoyed a good reputation sponsoring charitable events in the community.  For years Charlie worked …

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30 Nov, 2009

Chart Notes & Insurance Claims

Posted on behalf of Rizk Law in Insurance Issues

It’s not fair!! When it comes to claims, what happened in an accident matters less than what is documented… Insurers are more accepting of injury claims which are well documented in medical chart notes. Why? Because real time documentation is …

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30 Nov, 2009

Insured v Insurer: Motivating Insurers

Posted on behalf of Rizk Law in Insurance Issues

You paid thousands in insurance premiums and have presented few, in any, claims until now. As a loyal customer you innocently believed that if someday you made a claim, it would be promptly and fairly resolved. Wrong! Instead of quick claim …

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30 Dec, 2008

Oregon Insurance Claim Practices Law

Posted on behalf of RizkLaw in Insurance Issues

“Can an insurance company really do that?” is a question I am regularly asked. With some exceptions (such as employer provided disability plans) insurers are regulated by state, not federal law. In Oregon, our starting point for assessing an insurer’s …

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03 Nov, 2008

An Examination Under Oath: Not Your Father

Posted on behalf of Rizk Law in Insurance Issues

Thu November 13, 2008, 3:52 pm You have submitted a property loss claim or uninsured motorist claim[1] to your insurance company. So it can better understand the loss, your insurer asks to provide information and complete some forms describing your damage. …

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24 Oct, 2008

Oregon Supreme Court: Diminished Value Coverage, Auto Accidents

Posted on behalf of RizkLaw in Insurance Issues

On October 23, 2008 the Supreme Court of Oregon decided a case which will likely require many insurance companies to pay for diminished value of a vehicle caused by an accident. In the decision, Gonzales v. Farmers Insurance, Oregon’s highest Court …

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