There are two to three injuries every day for every 1,000 people skiing and snowboarding. Despite the different equipment required for each sport, the injuries are quite similar. Those under 18 have the highest incidence of injury. Women get injured at a slightly higher rate than men, but when men get injured their problems tend…
If you have been in an auto accident in Oregon, there is another election you need to be aware of. It is the PIP election. The PIP election does not involve candidates or voting, but could affect the amount of money you get from your auto accident claim. Your Oregon auto insurance policy contains “no…
The Amendments to the Americans with Disabilities Act (ADA), while broadening the scope of physical or mental impairments which would be considered to be disabilities under the ADA, is focused less on whether a condition is a disability and more on determining reasonable accommodations. Suggested Employer Accommodations for Workers with Cancer, Diabetes, Epilepsy and Intellectual…
Children are now returning to school! Drivers will once again be required to slow down in school zones during school hours. According to the Center for Disease Control and Prevention, pedestrian Injury is the second leading cause of injury-related death in the United States for children ages 5 to 15. In any given year, more…
You are injured by a product. Who is responsible for your harm? If your injury was caused by a design defect, improper instruction as to use, or a defect that occurred during manufacture, you have the right to take legal action against any person, company, or entity that is responsible including private citizens, stores, manufacturers,…
If you have a Long Term Disability claim (LTD), you know that the disability insurer’s investigation never ends. And you may not understand why your LTD claims examiner is so interested in your other sources of income such as Social Security Benefits or workers’ compensation income. What do those benefits have to do with your…
The National Highway Traffic Safety Administration (NHTSA) has opened a formal investigation into the safety of the Tesla Model S electric car following two reports of battery fires, igniting both vehicles. Both cars struck roadway debris that pierced the battery compartment, located just six inches from the ground. Tesla CEO Defensive Tesla CEO Elon Musk…
“The market failure in health care, first and foremost is that the sicker you are, the poorer you become because you can’t work. The poorer you become, the sicker you are because you can’t afford health care, and the market simply cannot solve that without some intervention.” —Nobel Laureate Amartya Sen As the Affordable Care…
After a personal injury lawsuit is filed, insurance companies and attorneys for both parties (or a judge and jury in a court case) agree on a settlement amount to compensate the injured party. A settlement amount includes compensatory damages, a dollar amount intended to compensate the injured plaintiff for what was lost due to the accident…
Increase in Group LTD Policy Rates Inevitable Most employer paid group long term disability plans guarantee the rate for a period of time. After that guaranteed period, they are free to raise the rate to the employer as needed. In these situations, employers can pass that increase on to their employees. Individual v. Group Disability…