In Portland, Oregon your auto insurance company is required to pay medical bills and certain other living expenses, such as ongoing lost wages, medication, and in home assistance care while you are recovering from a motor vehicle accident. This “no-fault” coverage is known as Personal Injury Protectionor “PIP”. PIP coverage is automatically included in every…

Insurance claims can be a complex process, Portland insurance claims lawyer Richard Rizk discusses Long Term Disability and Insurance issues. “The appeal letter is awesome! I recommend you (Richard Rizk) to anyone who has gone up against those big unethical insurance companies that unfairly strip people of their benefits. Thank you so much for your…

The Oregon Department of Insurance and Finance (ODI & F) regulates the business of insurance in Oregon. If you are a beneficiary of a life insurance policy and have been denied benefits, perhaps you have come to realize that there is little ODI & F can or will do to help you resolve your contested life insurance claim….

The current political climate has led more Americans than ever to take to city streets in protest of a variety of perceived injustices. Inevitably, some of those protesters will be arrested after they engage in acts of civil disobedience or other perceived misconduct. It is important that these Americans know exactly what to do if…

For the Simple Fact… It is illegal to drive without it. If this were the only reason to buy it, the cheapest policy would be the best policy. You will need insurance money if you get in an accident. This is the real reason you need car insurance. How Does Car Insurance Work? Oregon minimum policies are…

Today I smiled, it’s the First Day of School… Proud parents snap photos of cute, anticipating kids all in cue for a big yellow bus. As is life, many of these children will soon also learn about bullies. Schoolyard bullies project their own insecurities to another child through demeaning comments, harassing conduct and even beatings….

Let Your Voice Be Heard! “True freedom requires the rule of law and justice, and a judicial system in which the rights of some are not secured by the denial of rights to others.” Jonathan Sacks Protests Women’s March Portland Oregon, January 21st, 2017 Free Speech Limitations Have you noticed? Folks of all walks of…

Colliding with any truck can be a dangerous experience but when tow trucks are involved, you run the risk of hitting either the truck or the vehicle it may be transporting at the time of the accident. There are many ways a tow truck accident can unfold, and victims of these accidents typically sustain traumatic…

Fire Burns Your Home Then, protect your property by securing your home. Board up damaged windows and doors. Remove valuables and important documents. Turn off power if necessary. Prepare Inventory of Damaged Property Include the age, brand, model number and other pertinent details of the damaged items. If you or the fire department believe the…

Mall vs Horton Sukhdev Mall’s claim against Andrew Horton was one of the first I worked on when I came onto Rizk Law shortly after completing my first year of law school. It was the second trial that I acted as Rich’s assistant. It was a fairly severe car accident that occurred in October of…