You were in an auto accident. You have insurance. So you are covered…right? Well, maybe. Auto insurance policies contain multiple coverages. Each coverage serves a specific purpose. If your accident involves more than two vehicles, high damages or two vehicles insured by the same company, sorting out insurer roles can be tricky. This problem is…

It happens in different ways. Jim should be alive. He waited for the crosswalk light and began walking across. About half way through a drunk driver ran him down, sped off and left him for dead. Sally just finished tuning her road bike. Excited to meet friends later on, Sally happily pedaled in a bike lane…