5 Steps to Take After a Denied Motorcycle Claim
Posted on behalf of RizkLaw on Oct 29, 2023 in Personal Injury
Picture the open road, the wind in your hair, and the freedom of cruising on your motorcycle through the stunning landscapes of Oregon. Riding a motorcycle is a passion for many, offering an unparalleled sense of adventure and excitement. However, this exhilarating experience can turn into a nightmare when you’re involved in an accident, leaving you with injuries, mounting medical bills, and a damaged bike.
In these challenging moments, you turn to your insurance company for the support you thought you had paid for. But what happens when your motorcycle insurance claim is denied, and you’re left to face the aftermath alone? That’s where a Rizk Law motorcycle accident attorney comes in. Our team is led by Richard Rizk, a former insurance company insider who knows how to persuade insurers to pay claims because he used to authorize them himself.
What to Do After Your Motorcycle Accident Claim Is Denied in Oregon
If you were involved in a motorcycle accident in Oregon and your insurance claim was denied, you may feel overwhelmed. However, it is important to remember that a denied claim is not the end of the road. You still have options to pursue the compensation you deserve. Here are five necessary steps to take after a denied motorcycle claim in Oregon:
Determine Why Your Claim Was Denied
The first step after a denied motorcycle insurance claim is to determine the reasons behind the denial. Insurance companies can deny claims for various reasons, including:
- Missing or incomplete documentation,
- Policy exclusions,
- Disputes about liability, or
- Failure to meet deadlines.
Carefully review the denial letter from your insurance company to identify the specific cause for your denial. This information will be crucial when you speak with your attorney.
Consult With an Experienced Personal Injury Lawyer
After defining why your claim was denied, it’s time to seek legal counsel. An experienced personal injury lawyer with knowledge of motorcycle accidents and insurance claims can assess your case, help you navigate the complexities of insurance policies, and decide the best course of action for your particular situation. They can also communicate with the insurance company on your behalf, confirming that your rights are protected.
Gather and Organize Evidence
To strengthen your case, gather and organize all relevant evidence related to your motorcycle accident. This may include:
- Police reports,
- Medical records,
- Photographs of the accident scene and your injuries,
- Witness statements, and
- Any correspondence with the insurance company.
Your attorney will use this evidence to build a compelling case for compensation.
Explore Alternative Dispute Resolution
In some cases, it may be possible to resolve the dispute without going to court through alternative dispute resolution methods, such as mediation or arbitration. Your attorney can help facilitate these processes, leading to a quicker resolution and potentially a more favorable outcome.
Prepare for Litigation
If negotiations and alternative dispute resolution methods do not yield a satisfactory result, be prepared for your attorney to take your case to court. Your personal injury lawyer will guide you through the litigation process, making sure your rights remain protected and that you have the best chance of securing the compensation you deserve.
Contact an Oregon Motorcycle Accident Attorney for a Free Case Review
By consulting with an experienced personal injury lawyer, understanding the reasons for the denial, and gathering strong evidence, you can increase your chances of obtaining the compensation you need to cover medical expenses, lost wages, and other damages. Don’t hesitate to seek legal assistance, as it can make a significant difference in the outcome of your case.