Category: Personal Injury News

The Social Security office uses a five-step process to decide if you qualify as disabled. The process consists of five questions about your condition and your previous line of work. Before you can apply, you first must have worked and …

Each year, I review my calls and emails from prospective LTD clients, claims against LTD insurers and bases for denial. This past year, I have noticed less uber-aggressive tactics from the largest LTD insurer, Unum. Also, Portland LTD insurer Standard …

On October 2006, a 13-year-old middle school football player named Zackery Lystedt collapsed from a traumatic brain injury when he was allowed back into a game just 15 minutes after suffering a concussion. Zackery spent the next nine months in a …

Long term disability (LTD) benefits are typically provided to employees who are covered by an insurer through their employer or through an individual policy. This type of insurance coverage seeks to protect people who become unable to perform their job …

The definition of “Own Occupation” on a Long Term Disability policy use to mean: Because of sickness or injury that prevented you from performing the material and substantial duties of your regular occupation, you were considered to be totally disabled, …

Did you know that if someone slips or trips and falls on your property and you have failed to take appropriate precautions or correct a problem that led to the accident, you will usually be held legally responsible for resulting …

Finding good disability insurance coverage is a challenge; with diabetes it can be especially difficult. However, if you and your insurance agent are both willing to put in the time and effort and are prepared to handle a few rejections, …

Helmets Come Under Scrutiny As concerns about the long-term effect of playing football grow and lawsuits against leagues, coaches and equipment manufacturers increase, helmets are coming under renewed scrutiny. In April 2013, a jury found that Ridell, the largest manufacturer …