Vancouver Insurance Claims Lawyer
When we shop for insurance, we take time to decide which policy we think will provide the coverage we need in case of an accident. We put our faith in these companies and hope that they have our best interests in mind. Unfortunately, that is not always the case. Insurance companies are businesses that are out to make money. That is why it is common for insurance companies to deny claims or pay less compensation than victims deserve. This can lead to complaints against insurance companies from policyholders who feel they were treated unfairly. That is why you should consider hiring an attorney who understands how to hold insurance companies liable for acting unethically while adjusting a claim or reaching a settlement.
Our Vancouver insurance claim attorneys at Rizk Law have extensive knowledge and experience handling insurance claim disputes. In fact, our founder Richard Rizk has first-hand experience with insurance companies because he worked as an insurance defense and coverage lawyer for Nationwide Insurance and Wausau Insurance, a parent company of Liberty Mutual. He knows exactly how insurers operate.
Contact us at Rizk Law for a free case evaluation. Our services are provided on a contingency fee basis, which means that there are no lawyer fees or upfront costs unless we successfully recover compensation for your claim. If you were involved in a motor vehicle accident, including truck accidents, skiing accident, or your child suffered an injury that is covered by insurance, we may be able to help you pursue fair compensation.
Call us now at 503.245.5677 or fill out a Free Case Evaluation form to get started.
What is an Insurance Claim Dispute?
Insurance companies are expected to put their client’s best interests at the forefront whenever there is an accident that results in an insurance claim. This is what insurance companies say they do in their marketing and advertising. Unfortunately, the reality is that insurance companies are not interested in paying out fair compensation. Fortunately, policyholders have the option to dispute an insurer's decision on a claim, including the compensation amount or the denial of a claim.
Making an insurance claim dispute can be time-consuming and difficult to handle on your own. Our qualified Vancouver insurance claim attorneys at Rizk Law can guide you every step of the way to ensure that you have all you need to aggressively pursue the compensation you are owed.
Let us get started on your insurance claim dispute today. Call 503.245.5677.
Types of Insurance Claim Disputes We Handle
Our attorneys at RIzk Law are dedicated to helping our clients dispute insurance claims for various types of situations, including the following:
Has your child suffered an injury that occurred on someone else’s property? Whether the injury was a slip and fall, dog bite, or burn injury, you may be able to file an insurance claim to compensate you for your child’s medical expenses.
Under Washington law, any settlement involving injuries suffered by a child must be approved by a court. Our attorneys at Rizk Law understand how to handle insurance claims involving a minor. We will manage the legal process on your behalf and work hard to get your child what is rightfully owed to him or her.
If you were involved in a truck accident on Washington roads, you will typically have various insurance policies that you may draw compensation from. As trucks pose a serious danger to drivers on the road, trucking companies are required to abide by the regulations set by the Federal Motor Carrier Safety Administration (FMCSA). Depending on the weight and cargo that trucks carry, there are certain insurance coverages that are required, this could include the following coverage amounts:
- Freight: $750,000 - $5,000,000, depending on the type of cargo transported;
$300,000 for non-hazardous freight moved in vehicles weighing under 10,001 lbs
- Passengers: $5,000,000; $1,500,000 for those operating vehicles with seating capacity of 15 or fewer passengers
Understanding the various policies and what you can be compensated for can be difficult. A trusted Vancouver insurance claim lawyer is ready to work with you and guide you through the legal process to ensure you have all the information you need to move forward.
If you are an avid skier or attempting to do so for the first time, you may want to consider looking into a travel insurance policy. Traveler’s insurance can be a vital safety net for your finances in case you are involved in a ski accident.
This policy typically covers emergency medical assistance, such as ambulance transportation and emergency evacuation from the ski site. Ski accidents can lead to serious, life-threatening injuries that may require extensive medical attention, but this attention can be extremely expensive. This is why, before taking a trip, you should consider looking into a traveler’s insurance policy.
In the event of an accident, if your insurance company denies your claim or devalues it, a trusted attorney at Rizk Law can handle all communication with your insurance company to ensure that they are abiding by Washington law.
What is Insurance Bad Faith Law in Washington?
Insurance companies have a duty to give the same consideration to the interests of their policyholders as they do to their own interests as a company. This means that insurance companies cannot deny a claim for no reason. Insurance bad faith law mandates that if insurance companies conduct their business unethically, they will face large financial penalties for treating their customers unfairly.
If your insurance company does any of the following, it may be acting in bad faith:
- The insurance company constantly denies claims – Companies that train their employees to continually deny claims and only consider disputed claims may be acting in bad faith.
- The insurance company fails to properly investigate the claim – Insurance companies have an obligation to promptly investigate the accidents involving their policy holders before determining the type of compensation the client is owed. For example, if your car suffered damage from a truck accident, your insurance company will need to investigate the fair market value of the vehicle. If the insurance company fails to properly investigate and opts to give you less than what your car is worth, it could be breaking the law.
- The insurance company seeks to prolong claims without giving valid reason, especially in circumstances that place financial difficulties on the policyholder – An insurance company may wait on paying compensation until the client desperately needs the money, leading them to accept any amount they are offered.
Our attorneys at Rizk Law will investigate the insurance company and help you determine if their practices violated state law. If you believe your insurance company should be held liable for bad faith practices, contact our experienced lawyers at Rizk Law today.
Fill out a Free Case Evaluation form to get started.
Contact a Trusted Vancouver Insurance Attorney Today
Dealing with a skiing accident, child injury or damages from a truck accident puts a lot of the rest of your life on pause. You can also be saddled with huge medical bills and other costs. It is unfortunate that some insurance companies fail to provide fair compensation after one of these accidents.
If you believe that your insurance company owes you more than what they offered for your damages, you should seek the help of our trusted Vancouver insurance lawyers at Rizk Law. We will assess your claim during a free consultation, and if you decide to pursue a case with us, we will manage the entire process and fight to get you fair compensation.
Contact us today for a risk-free, no obligation consultation to learn about your legal rights. We work on a contingency fee basis, which means you will not be charged unless we receive compensation for your case.
Let us help you get the compensation you deserve. Call us at 503.245.5677.