[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.rizklaw.com\/blog\/but-the-other-guy\/#BlogPosting","mainEntityOfPage":"https:\/\/www.rizklaw.com\/blog\/but-the-other-guy\/","headline":"But the Other Guy","name":"But the Other Guy","description":"\u201cIf the other guy was at fault in the accident, why should my insurance company pay for my medical bills and wage loss?\u201d Good question! In Oregon as in many other states, a decision was made to provide medical insurance for everyone involved in a car accident regardless of who was at fault. Requiring the...","datePublished":"2010-09-08","dateModified":"2025-01-08","author":{"@type":"Person","@id":"https:\/\/www.rizklaw.com\/blog\/author\/rizklaw\/#Person","name":"Rizk Law","url":"https:\/\/www.rizklaw.com\/blog\/author\/rizklaw\/","identifier":9,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/10e23ce5e6c4dadb4589cd8edf2c3f59ac356a6e876c3656917777913d9c3bc1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/10e23ce5e6c4dadb4589cd8edf2c3f59ac356a6e876c3656917777913d9c3bc1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Rizk Law","logo":{"@type":"ImageObject","@id":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/rizk-law-logo-footer.jpg","url":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/rizk-law-logo-footer.jpg","width":278,"height":65}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/Richard-Rizk-headshot.jpg","url":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/Richard-Rizk-headshot.jpg","width":383,"height":427},"url":"https:\/\/www.rizklaw.com\/blog\/but-the-other-guy\/","about":["Insurance Issues"],"wordCount":200,"articleBody":"\u201cIf the other guy was at fault in the accident, why should my insurance company pay for my medical bills and wage loss?\u201dGood question!In Oregon as in many other states, a decision was made to provide medical insurance for everyone involved in a car accident regardless of who was at fault. Requiring the injured person\u2019s own auto insurer to pay the injured person\u2019s medical bills is the easiest way insure that folks injured in an accident do not \u201ctwist in the wind\u201d while trying to show that the other guy was at fault. If you were a passenger, the driver\u2019s PIP insurance company is primarily responsible for paying your meds due to the accident.Your PIP insurer will later have a reimbursement claim against the insurer for the diver at fault. Be careful though, protecting the PIP insurers right to reimbursement is often tricky. Many liability insurers (the insurer for the bad driver) try to get the injured party to release or limit PIP when resolving the liability claim.Disclaimer: Our law firm does not handle home insurance claims. We exclusively handle insurance claims related to auto injuries, trucking accidents, and dog bite cases. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.rizklaw.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"But the Other Guy","item":"https:\/\/www.rizklaw.com\/blog\/but-the-other-guy\/#breadcrumbitem"}]}]