[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.rizklaw.com\/blog\/we-take-100-responsibility-not\/#BlogPosting","mainEntityOfPage":"https:\/\/www.rizklaw.com\/blog\/we-take-100-responsibility-not\/","headline":"We Take 100% Responsibility\u2026.Not!","name":"We Take 100% Responsibility\u2026.Not!","description":"You are hurt in an accident. You contact the adjuster for the party at fault. Then, of course, you dutifully describe the accident and your injuries. \u201cDon\u2019t worry we accept full responsibility\u201d says the adjuster for the bad actor. \u201cWhew! you think\u2026.what a relief\u201d you think. Not so fast. Every personal injury case necessarily involves...","datePublished":"2015-02-03","dateModified":"2024-05-23","author":{"@type":"Person","@id":"https:\/\/www.rizklaw.com\/blog\/author\/rizklaw\/#Person","name":"Rizk Law","url":"https:\/\/www.rizklaw.com\/blog\/author\/rizklaw\/","identifier":9,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/10e23ce5e6c4dadb4589cd8edf2c3f59ac356a6e876c3656917777913d9c3bc1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/10e23ce5e6c4dadb4589cd8edf2c3f59ac356a6e876c3656917777913d9c3bc1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Rizk Law","logo":{"@type":"ImageObject","@id":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/rizk-law-logo-footer.jpg","url":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/rizk-law-logo-footer.jpg","width":278,"height":65}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/Richard-Rizk-headshot.jpg","url":"https:\/\/www.rizklaw.com\/wp-content\/uploads\/2024\/03\/Richard-Rizk-headshot.jpg","width":383,"height":427},"url":"https:\/\/www.rizklaw.com\/blog\/we-take-100-responsibility-not\/","about":["Firm News"],"wordCount":171,"articleBody":"You are hurt in an accident. You contact the adjuster for the party at fault. Then, of course, you dutifully describe the accident and your injuries. \u201cDon\u2019t worry we accept full responsibility\u201d says the adjuster for the bad actor. \u201cWhew! you think\u2026.what a relief\u201d you think. Not so fast.Every personal injury case necessarily involves three questions:Is the act covered by insurance?Who is at fault?What are the damages?When an opposing adjuster says something like \u201cWe accept full responsibility\u201d, he most likely means that 1. Insurance coverage exists for this loss; and 2. Our guy is at fault\u2026 without admitting the extent of damages (3 above) caused by the accident.That is why even though the other insurer admits fault, you still need an attorney. Insurers simply are not motivated to pay fair value to unrepresented injured persons. Without legal representation, insures face little chance of retribution for playing hard ball with low ball offers. It is the risk of potentially large verdict that motivates insures fairly value damages."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.rizklaw.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"We Take 100% Responsibility\u2026.Not!","item":"https:\/\/www.rizklaw.com\/blog\/we-take-100-responsibility-not\/#breadcrumbitem"}]}]